If you have opted in for auto renewal, renewal premium will be automatically charged from your Touch ‘n Go eWallet 60 days before your policy expires. If the charging is unsuccessful due to insufficient balance, you will need to reload your eWallet with sufficient amount and AIA will charge the premium within 24 hours from your Touch ‘n Go eWallet, before your current policy expires. If the charging of renewal premium remains failed on the expiration date of your current policy, your policy will not be renewed and you will need to repurchase a new policy from Touch ‘n Go eWallet again.