SafeTrip is an affordable travel insurance for domestic and international travel that provides compensation in the events of travel inconvenience, sickness, injury, accidental disability or death during your trip. In addition, there are three optional benefits available for International Plan which covers adventurous and winter sports, home contents and pet. You are also allowed to purchase the International Plan up to 11:59pm (Malaysia time) of the day after your departure from Malaysia (“Post-Departure Cover”). Please note that a 24-hour waiting period applies before claims can be made.
This product is underwritten by AIA General Berhad and can only be purchased through TNG eWallet.
| No | Benefits | Amount of Cover (RM), up to | |
| International Plan | Domestic Plan | ||
| (A) Travel Inconvenience | |||
| 1 | Travel Cancellation or Loss of Deposits1 | 25,000 | 5,000 |
| · Cancellation for Any Reasons (CFAR)1 | 2,500 | Not Available | |
| 2 | Travel Curtailment | 25,000 | Not Available |
| 3 | Travel Delay (RM200 for the first 2 complete hours, and RM200 for every 6 Completed hours thereafter) | 2,500 | Not Available |
| 4 | Missed Travel Connection | 400 | Not Available |
| 5 | Baggage Delay (RM200 for the first 2 complete hours, and RM200 for every 6 Completed hours thereafter) | 2,500 | Not Available |
| 6 | Loss or Damage of Baggage and Personal Effects | 6,000 | 1,000 |
| · Any one article limit | 500 | 500 | |
| · Any one Gadget limit | 3,000 | 1,000 | |
| 7 | Travel Assistance Service | Included | Not Available |
| (B) Medical (accidental bodily injury & sickness) | |||
| 8 | Medical Expenses2 | ||
| · 30 days – 70 years old | 300,000 | 100,000 | |
| · 71 – 85 years old | 150,000 | 50,000 | |
| 9 | Follow-up Treatment in Malaysia3 | ||
| · 30 days – 70 years old | 30,000 | Not Available | |
| · 71 – 85 years old | 15,000 | Not Available | |
| 10 | Emergency Medical Evacuation and Repatriation | Unlimited | Not Available |
| 11 | Repatriation of Mortal Remains | Unlimited | Not Available |
| (C) Personal Accident | |||
| 12 | Accidental Death and Dismemberment | ||
| · 30 days – 70 years old | 300,000 | 100,000 | |
| · 71 – 85 years old | 150,000 | 50,000 | |
| 13 | Double Indemnity on Public Conveyance | ||
| · 30 days – 70 years old | Not Available | 100,000 | |
| · 71 – 85 years old | Not Available | 50,000 | |
| 14 | Double Indemnity on National Public Holidays | ||
| · 30 days – 70 years old | Not Available | 100,000 | |
| · 71 – 85 years old | Not Available | 50,000 | |
| (D) Optional Benefits | |||
| Rider 1 | Sports Care – Adventurous & Winter Sports | ||
| · 30 days – 70 years old | Covered for Medical & Personal Accident | Not Available | |
| · 71 – 85 years old | Not Available | Not Available | |
| Rider 2 | Home Care – Loss or Damage to Home Contents | ||
| · 30 days – 70 years old | 20,000 (500 per article) | Not Available | |
| · 71 – 85 years old | Not Available | Not Available | |
| Rider 3 | Pet Care – | ||
| (a) Veterinary Expenses (RM100 deductible per claim) | |||
| · 30 days – 70 years old | 1,000 | Not Available | |
| · 71 – 85 years old | Not Available | Not Available | |
| (b) Daily Allowance for Pet Boarding (RM100 per day, up to 10 days) | |||
| · 30 days – 70 years old | 1,000 | Not Available | |
| · 71 – 85 years old | Not Available | Not Available | |
Note:
- This benefit is not applicable to Post-Departure Cover. CFAR provides reimbursement for 50% of the irrecoverable loss of travel fare and/or accommodation expenses paid in advance, provided that the cancellation must occur within 30 days and at least 72 hours before trip commencement.
- Cashless admission is available for hospital confinement in overseas due to accident and/or food poisoning (applicable to International Plan). Any claims under Medical Expenses due to sickness or Domestic Plan will be on reimbursement basis.
- Follow-up Treatment in Malaysia includes up to two (2) sessions of follow-up alternative treatments by Acupuncturist, Chiropractor or Physiotherapist.