SafeTrip will not pay for any claim in respect of the following:
- Wear and tear;
- Any loss or damage occasioned through Insured Person’s willful act or omission or connivance;
- Platinum, gold, silver articles, jewellery, furs and the like;
- Securities, obligations, deeds, bonds, bills of exchange, promissory notes, or documents of any kind, stamps, coins or paper money, cheques, currency notes, bank notes manuscripts, books of account or other business books, or computer systems records;
- Loss or damage of the home content insured under any other insurance policy, reimbursed by any other party;
- More than RM500 in respect of any one article or pair or sets of the articles.
Note: The list is not exhaustive. Kindly refer to the policy contract here for the full list of exclusions applicable to Rider 2: Home Care.