The basic covered events (or known as insured perils) are fire and lightning, and the following add-on coverages are optional and available for selection based on your needs and are subject to additional premium:
- Flood damage;
- Impact damage including Insured’s own vehicles;
- Bursting or overflowing of water tanks, apparatus or pipes;
- Riot, strike and malicious damage;
- Subsidence and landslip; and/or
- Damage by falling trees or branches and objects therefrom.
Note: If you choose to insure with your home contents only (i.e. without your building), your Policy will be packaged with all the six (6) add-on coverages above.