Like any other investment products such as unit trust, Private Retirement Scheme (PRS), shares, bond, gold investment is not principal protected. It involves buying and selling gold based on daily prevailing gold prices. While this allows you to benefit from gold price fluctuations, TNG Digital does not guarantee any earnings. This means there’s a risk that you may not earn returns at all. However, this flexibility allows you to engage actively in the gold market and potentially capitalise on favourable price movements.