Tokio Marine Explorer is a comprehensive travel insurance that offers wide range of insurance coverages according to your traveling needs, which includes travel cancellation, flight delay, luggage damage, medical expenses, emergency evacuation and so on. Tokio Marine Explorer covers both domestic and international travellers under Essential plan, with options available for single trip.
| No | Benefits | Amount of Cover (RM), up to | |
| International Plan (Essential) | Domestic Plan | ||
| SECTION 1: PERSONAL ACCIDENT | |||
1 | Accidental Death or Permanent Disablement | 550,000 | 200,000 |
2 | Medical Related Expenses | 1,000,000 | 50,000 |
| 2.1 Sublimit for Alternative Medicine 2.2 Sublimit for Follow-up Medical Expenses 2.3 Sublimit for Follow-up Alternative Medicine | 1,500 50,000 1,500 | 1,000 Not covered Not covered |
3 | Inconvenience Benefits | 10,000 | 2,000 |
4 | Daily Hospital Allowances (up to 30 days) | 500 per day | 100 per day |
5 | Trauma Care Allowances | 7,500 | 7,500 |
6 | Emergency Medical Evacuation & Repatriation | Unlimited | 500,000 |
| SECTION 2: TRAVEL PROTECTION | |||
7 | Travel Inconvenience Allowances 7.1 Travel Delay or Rescheduled 7.2 Travel Misconnection 7.3 Missed Departure 7.4 Flight Overbooked 7.5 Sublimit for Luggage Delay | 5,000 | 1,000 |
| Payout for every 6 hours of consecutive delay | 800 | 200 | |
8 | Travel Inconvenience Expenses 8.1 Travel Cancellation 8.2 Travel Postponement 8.3 Travel Curtailment 8.4 Travel Disruption | 70,000 | Not covered |
9 | Personal Belongings Benefits | 10,000 | Not covered |
9.1 Sublimit for Personal Luggage Sublimit for Other Single Item |
300 / item 1,000 / item |
Not covered Not covered | |
| 9.2 Sublimit for Personal Money | 1,000 | Not covered | |
| 9.3 Sublimit for Travel Documents | 1,000 | Not covered | |
| SECTION 3: LIFESTYLE BENEFITS | |||
10 | 10.1 Fraudulent Use of Stolen Credit Cards | 5,000 | Not covered |
| 10.2 Personal Liability | 1,500,000 | Not covered | |
| 10.3 Rental Car Cover | 1,000 | Not covered | |
| 10.4 Home Care | 1,500 | Not covered | |
| 10.5 Golfer Cover | 1,000 | Not covered | |