You are required to pay the premium in accordance with the sum assured that you selected:
Sum Assured: RM20,000
| Attained Age Next Birthday | Monthly Premium(RM) | Yearly Premium(RM) |
| 18 - 29 | 6.50 | 78.00 |
| 30 - 39 | 9.00 | 108.00 |
| 40 - 49 | 19.50 | 234.00 |
| 50 - 59 | 43.50 | 522.00 |
Premiums will be charged according to your attained age next birthday at renewal. The premium rates are not guaranteed and may be revised from time to time. Upward revision of premiums, if any, will be done on your certificate anniversary and the Company will notify you in writing at least ninety (90) days before the revision takes place.