The premium that you have to pay depends on the plan selected, your attained age (last birthday), gender and smoking status, and is subject to any fees/charges and the applicable government tax. The premium rate will increase depending on your attained age (last birthday) on the next anniversary of the certificate of insurance. Refer to “Appendix - Premium Table for CI Insure” in the Product Disclosure Sheet here for further information.
You should satisfy yourself that the premium payable under the certificate of insurance is an amount that you can afford. The premium is not guaranteed and may be increased in the future. AIA reserve the right to revise the premium rates by giving you at least 30 days prior written notice and the premium revision will be applicable from the next anniversary of your certificate of insurance.