For International Plan:
Three different scenarios illustrated below as examples:
- If you are required to quarantine overseas for 10 days, hospitalized for 10 days and suffer death as a result of Covid-19, the total amount paid by AIA will be RM22,000 (RM100 for 10 quarantine days + RM100 for 10 hospitalization days + RM20,000 for death).
- If you are hospitalized for Covid-19 for 5 days, the total amount paid by AIA will be RM500. The remaining RM21,500 is claimable for future death (RM20,000), hospitalization (RM500) and/or quarantine (RM1,000) due to Covid-19.
- If you are hospitalised for Covid-19 for 5 days and suffer death because of the same diagnosis, the total amount paid by AIA will be RM20,500 (RM20,000 + RM100 for 5 days). The remaining RM1,500 will be ceased and the policy terminated.
For Domestic Plan (coverage up to RM11,000 only):
Two different scenarios illustrated below as examples:
- If you are hospitalized for 10 days and suffer death because of Covid-19, the total amount paid by AIA will be RM11,000 (RM100 for 10 days + RM10,000 for death).
- If you are hospitalized for Covid-19 for 5 days and suffer death because of the same diagnosis, the total amount paid by AIA will be RM10,500 (RM10,000 + RM100 for 5 days). The remaining RM500 will be ceased and the policy terminated.