For International Plan (coverage up to RM100,000 only):
- If you suffer death as a result of an accident, AIA will pay your Nominee or the Estate RM100,000.
- If you suffer permanent disability as a result of an accident, AIA will pay you according to the Schedule of Indemnities up to RM100,000.
For Domestic Plan:
- If you suffer death as a result of an accident, AIA will pay your Nominee or the Estate RM100,000.
- If you suffer accidental death on public conveyance during National Public Holidays, AIA will pay your Nominee or the Estate RM200,000 (double of RM100k).
- If you suffer permanent disability as a result of an accident, AIA will pay you according to the Schedule of Indemnities up to RM100,000.
- If you suffer permanent loss of hearing (one ear) as a result of an accident on National Public Holiday, AIA will pay you RM100,000 (RM100,000 x 50% x double).
- If you suffer permanent total disability and loss of hearing (one ear) as a result of an accident on National Public Holiday, AIA will pay you RM200,000 [RM100,000 x max(100% and 50%) x double].
Note:
- Death/dismemberment on Public Conveyance and National Public Holidays cannot be claim at the same time.
- AIA is only liable for the greatest compensation of dismemberment.