The approved loan amount is lower than what I asked for, can I decline the loan offer? 20 March 2022 16:00 Updated Yes, you may decline the offer by clicking on “Maybe Later” and selecting the reason for declining the loan offer. Related articles If my GOpinjam application was rejected, how long would it be before I can apply for another loan? Why do I see my loan status as “Approved” but I have not received my loan in either my CIMB/CIMB Islamic current or savings account or my TNG eWallet? How do I accept the loan offer once it is approved? Why has my TNG eWallet limit increased? How long does it take to obtain my loan amount?