AIA will not pay for any claim in respect of the following:
- Caused directly or indirectly by Government regulations or control, bankruptcy, liquidation or default of travel agencies, or carrier caused cancellation;
- Covered by any other existing insurance scheme, government program, or which shall be paid or refunded by a hotel, airline, travel agent or any other provider of travel and/or accommodation;
- If the policy is purchased less than 7 days before trip commencement;
- If the Insured Person postponed the scheduled trip solely due to epidemic or pandemic-related travel advisories, including but not limited to border closures, quarantine orders, government orders issued by government or the World Health Organization for the travel destination country or home country.
Note: The list is not exhaustive. Kindly refer to the policy contract here for the full list of exclusions applicable to Travel Cancellation.